FINDING LOST MONEY!!! THIS IS A GOOD THING

FINDING LOST MONEY UNCLAIMED FUNDS)


Most of us have moved and left a small account somewhere or forgotten about a child’s small bank account or maybe have had money left to you and not realized it. Possibly even a tax refund that you were not aware you had coming. The problem, until the age of the Internet, has been finding it. Especially if you aren’t aware that anything is missing. This is how to find it. Do it yourself or ask a friend with internet experience, don’t pay someone to do this for you. Treat your friend to an awesome meal if you recover something.

It is a pretty close guess that at least 1 in every 8 people have something owed to them and it is just waiting for them to claim it. Now is the time.

Why would anyone hold money for you for a month much less years? Because it is the law. BUT the law is being changed so they can get and use your money if you don’t claim it within a certain period of time. DO IT NOW!

Every state has a web site with a database of missing funds available to anyone with web access. Where do you start?
The National Association of Unclaimed Property Administrators www.unclaimed.org This is a non-profit organization affiliated with the National Association of State Treasurers. If some one owes you something, this is the place you will probably find it. Once you are on the site, go to your state, click on the link or button for unclaimed property and fill in the information. Use all forms and versions of your name, don’t forget maiden and all married names. Check every state that you have lived in or may have had relatives in.
If you feel you should have something in a certain state but can’t find anything. CALL THEM. Ask for the treasury department and the person in charge of the unclaimed-property division. You may have to send a formal letter with what ever information they want or need. AND proof of who you are, and why it should be yours. Are you the legal guardian, representative owner, heir, or what ever your status is?

Gift Certificates.
This is a sore spot to me. Most stores are allowed to put an expiration date on gift certificates. That is like saying the American Green stuff is no good after 90 days or such. That is not good and I will not buy gift certificates at any store that puts a time limit on theirs. I’ll just give the good old green stuff. It’s good anywhere. And if it doesn’t get spent at the store I would have picked for them, it is no big deal. If you have an expired gift certificate, check with the treasurer of your state or the state it was issued from, again ask for the unclaimed-property division. Some states have outlawed the expiration of certain types of gift certificates. At writing time those states are: California, Hawaii, New Hampshire, Maine and Rhode Island. Now the rest of the states need to get it in gear and do the same thing!